Author: Shaina Mansuri

Pakistan holds a massive potential for growth in digital payments, online transactions, and cash-less banking due to various reasons. This article discusses the scope and potential of digital payments. Furthermore, the answer to the query of how digital payment benefits Pakistan is also a part of this write-up. 

Introduction to Digital Payments

Digital payments are payments done through digital modules. There is no physical cash involved in this transaction. Therefore, the digital payments are also known as the e-payments or electronic payments. The digital banking is also known as cash-free banking.  

Around the globe, there is a massive increase in the adaptation of digital payment methods. Similarly. Pakistan has also witnessed the growth in the usage of these methods in the last few years. Let’s look up the potential of cash-free banking in Pakistan.  

Pakistan’s Potential for Cash-free Banking 

Internationally it is believed that Pakistan has a massive opportunity to grow economically through the adaptation of digital transactions. It is important to note that McKinsey predicted that the use of digital payments could improve the GDP by 7% in the Pakistan economy. They further put; this can be achieved by the creation of four million (4M) jobs in the adaptation process with a circulation of $250 million in the form of deposits.  

Pakistan can become a cash-free nation through the steps of innovation, cyber-security, risk management, and fraud elimination while the increase of the users of internet via web or mobile devices. With this huge potential, you can see how digital payment benefits Pakistan.  

Available Digital Payment Options in Pakistan 

According to the latest reports issued by the State Bank of Pakistan (SBP), in 2022 Pakistan experienced internet banking users at 9.6 million, which shows a jump of 15%. Similarly, the country has witnessed the number of users of mobile banking apps to be 16.1 million, which is a massive jump of 30%.  

In Pakistan, there are three markets of digital payments in Pakistan.  

1. Digital Commerce 
2. Mobile Point of Sale (PoS) Payments 
3. Digital Remittances 

The country has also seen a rise in the digital banking systems. Digital wallets are one of the prominent parts of digital payments.  

Some of the Best Digital Wallets for Pakistan Youth 

Internet banking is done through mobile apps and web applications. There are also some virtual banks with digital wallets that give the freedom to make digital payments in Pakistan. Other options are QR payments, digital lending and others. Some of the famous and most active digital wallets are as follows.  

• Naya Pay  
• Sada Pay 
• Jazz Cash 
• Easy Paisa 

Anyone can use these wallets.  So, the students, who are doing online earning through freelancing or e-commerce can easily use a digital payment method to set a payment gateway for domestic and international monetary transactions.  These wallets offer all banking services. Money deposits, transfers, bill splits, and mobile balance uploads are a few to name. Furthermore, the bill payments are also strong evidence of the power of digital payment and the benefits Pakistan receives.  

These are also authorised virtual banking systems approved by the State Bank of Pakistan (SBP). Moreover, you can ensure secure payments and money deposits, in addition to safe logins. The physical banks are also now operating through digital apps. Hence, all banks are in the operations of digital payments and benefit Pakistan. 

Benefits of Digital Payment Methods to the Economy 

Now let’s discuss the advantages or benefits of digital payment methods in Pakistan. The market segments are discussed through benefits and advantages.  

1. Digital payment methods make it easy to proceed the micro and macro payments. 
2. Transactions can be done through various modules, including QR codes, mobile numbers, and scanning.  
3. Using digital payment methods is easier and swifter in comparison to the physical transaction.  
4. Digital payment benefits Pakistani consumers as domestic users, international users, consumers and business entities equally.  
5. Digital payment methods are cheaper to use as compared to cash transactions.  
6. E-payments are safer and more secure in comparison to the physical bank.  

Conclusion  

Digital payment benefits Pakistan in various ways. Moreover, this industry has a huge potential for growth and social advancements. With the passage of time, there are chances of advancement of IT infrastructure, communication development through the internet, adaptation of secure banking and the latest risk management and cyber security elements. Moreover, from account opening, biometric verification, and actual transactions, everything is way quicker in comparison to the cash-based banking and economic system.   

Lahore is Pakistan’s second-largest urban centre, with a population of over 1 million. Metropolises often face pollution problems arising for specific reasons. Since 2017, Lahore has witnessed a thick blanket of winter smog causing serious discomfort. Residents have experienced severe health issues, and the increase in accidents was alarming. We have listed the precautions to take when dealing with smog in Pakistan in 2023.   

Understanding SMOG   

Smog is the worst form of air pollution. The etymology of ‘smog’ goes back to the 19th century and combines smoke and fog to make ‘smog’. Smog is a common problem in urbanised areas in the world. However, Pakistan experienced ‘winter smog’ for the first time back in 2017. Winter smog is caused in the winter season and is photochemical in nature. It is a category of air pollution brought on by vehicle emissions from internal combustion engines and factory gases. These pollutants interact with sunlight in the atmosphere to create secondary contaminants, which mix with the initial emissions and result in photochemical smog.   

Air pollution frequently gets near the ground in the winter due to atmospheric inversions. It raises the levels of atmospheric pollution in cities. Los Angeles, Beijing, Delhi, Lahore, Mexico City, and Tehran are the top smog-polluted cities in the world.   

Reasons for smog in Lahore   

Lahore, the heart of Pakistan, has been covered in winter smog in late October for the last few years. The use of vehicles, crop burning, and industrial fuel usage are the local inputs to smog. In addition, the smog that arrives from the neighbouring country India worsens the situation yearly.   

Pakistan shares the border with India in the areas of Punjab and Sindh. Delhi, the neighbouring capital, in November 2021, got the worst five-day haze streak since 2016. Moreover, according to epidemiologists and the World Health Organization, pollution could have caused increased COVID-19 deaths in the same year.   

 

 Read Also: As Smog Chokes Pakistan, PGC leads the fightback.

Health Problems Caused by Smog   

The quality of air is measured by the air quality index internationally. The Air Quality Index (AQI) worsens during Pakistan’s Smog season. Lahore touches a hazardous level of air pollution during smog. Previously, in January 2022, the AQI level of Lahore in Smog touched 279 points, which is very unhealthy. This year, on the 1st of November 2023, the AQI level crossed the hazardous level of 300 and stood at 442 points. 

Every winter, as winds and rain decrease, a brown haze high in sulphur and metals like lead accumulates over the subcontinent of India and Pakistan.   

People exposed to developing pollution often become seriously ill, have shorter lifespans, or pass away before their time. During Covid-19, the situation worsened in neighbouring India.   

While in Pakistan, doctors advise limiting outdoor activities and wearing masks. In addition, it reduces the use of vehicles and stops the burning activities of coal from reducing toxic emissions. However, during smog seasons, hundreds of people were sickened from respiratory diseases and cardiac problems.  

Precautions to be Taken to Combat Smog in Pakistan  

The precautions to be taken to handle the smog in 2023 before the arrival of the winter season 2023-24 are crucial to be done. The cycle itself should be continuous in nature. Individual precautions and government-level policies are necessary to solve the issue.   

Individual Level Precautions   

The public can also take part in preventive measures alongside the government. Furthermore, people can take the following steps to stay safe while dealing with smog in 2023-24.   

• To reduce exposure, stay away from busy locations when you are outside.  
• If you must have to stay outdoors, wear a mask.  
• Water intake and rest beneath the shades while working outside.   
• Avoid hard labour outside.   
• Avoid driving and smoking to lessen personal share of environmental impact.   
• If you must drive, go slowly and utilise your headlights, fog lights, blinkers, and hazard lights—even if it is late at night.   
• When inside, seal all air inlets, including windows.   
• Asthma patients should always carry inhalers. Also, if you have chronic obstructive pulmonary disease or think your condition might worsen, keep your doctor’s phone number handy.   
• Always keep your inhaler close if you suffer from chronic obstructive pulmonary disease or asthma. If your situation worsens, have your doctor’s number handy.   
• It is important to remember that pollution affects everyone differently, and some people are more vulnerable to its harmful effects.   
• On days with heavy fog, those with asthma, children, and the elderly should exercise extra caution.   
• Bike riders must wear face masks and eye protection.   
• Keep your eyes clean and drink lots of water.  

Government Policies to be implemented  

The government needs to implement long-term plans to avoid smog permanently. Effective precautionary measures are as follows.   

• Permanent reduction in the usage of toxic fuels    
• Permanent reduction in vehicular emissions   
• Optimised traffic management program   
• An effective network of public transport   
• Reduction in waste burning    
• Avoidance of Crop Burning   
• Implementation of modern technology for old brickworks   
• Planned urban development   
• Increase in plantation   
• Evacuate the old vehicles    
• Agreements for regional environmental protection   

Smog affects everyone differently; some people are more vulnerable to its harmful effects than others. Smoke fog or Smog in Lahore has severely affected the people. It is crucial to take preventive measures on an administrative and personal level to combat the smog in Pakistan.   

 

Students idealise their teachers. They love how teachers talk, walk, and present themselves and how much knowledge they have about the subject they teach. Students also like a teacher due to their behaviours and actions. But, do you know, they teach you to idealise today BECOMES your reality tomorrow? Therefore, learn wisely from your mentor and reflect on your future. You can learn the following skills from your mentors. We all pay tribute to our teachers on this teachers’ day- on 5th Oct 2023.

Learn Professionalism from Mentors

Professionalism is the prime characteristic of any teacher. The grip on the subject with the expertise of lecture deliverance comes from professionalism. A student can learn and implement the skill of being professional from a younger age by duplicating their career-oriented teacher. Professionalism also applies in student life in order to ace your academic life.

Learn Empathy from Teachers

Students can learn the fruitful virtue of empathy from their teachers. The teachers who are empathetic towards their students are the most loved mentors on the earth. Empathy is defined as a character of understanding other fellow humans. Students can make their future lives easy in terms of professionalism and personality by developing empathy in their personalities.

Learn hard work from Educators

Hard work is the secret to success. It is often said that hard work outshines intelligence. A hardworking teacher puts extensive effort into making their students aware of the nitty-gritty and complexities of subjects. If a student learns hard work from teachers, it pays off.

Ace Communications by Observing Them

The favourite teacher often holds a massive grip on communication skills. These skills help them to deliver optimal lectures to students. In addition, teachers maintain class decorum and discipline much better with a solid grip on communication.

You can learn the most in-demand and valued skills from your education provider as a student and future professional.

Develop Patience in Your Personality

The teachers are equipped with a long-lasting precious skill and virtue of patience while remaining in their careers. Patience holds high ranks in life, and religiously it is one of the most proclaimed virtues loved by our creator.

Patience develops calm with stability in the personality of a person. The anger, quickness, and that sense of emergency wash away with patience. Therefore, the patient wins most of the races in life.

Ace Time Management

Another most valued skill you can learn from your mentors is time management. Time management is also one of the most appropriate and value-adding skills always in demand throughout life.

Conflict Management of Mentors

Teachers have amazing conflict management skills in addition to their other skills and abilities. Furthermore, this skill becomes razor-sharp with time. Conflict management is a long-lasting and lifelong beneficial skill for anyone. Students can learn it from the teacher they love!

PGC Thanks the Teachers

Punjab Group of Colleges (PGC) always honours and appreciates the teachers serving the country anywhere in any capacity relating to the education profession. The group offers a special discount for their children at admission to any campus or discipline in Punjab Colleges and sister institutions. You can check out more details in the link above.

Teachers are Givers

Teachers Day is celebrated on 5th October every year. As a student at any point in life, you may like or idealise any of your past or present teachers. Try to read their personality; you will definitely learn the skills listed above. In addition, you can also find many encouraging lessons and tips from your mentors. Just approach the one you like, and tell them they are adored! -It will create a bond between you. Teachers are givers, and they will love this.

You can also learn the skill of giving from your mentors. This habit is also counted as a virtue. A benefit extends up to the lifetime. It’s your time to celebrate a teacher’s day with your favourite mentor. Make them feel special and learn from them today to bless your future.

UCP is a renowned private sector university in Pakistan. UCP works under the umbrella of the largest educational network in the country. UCP decided to expand its education network to the entire province of Punjab. Therefore, students can earn an acclaimed degree while studying in their own cities. This article will cover the top five (5) persuasive reasons to complete a Bachelor of Business Administration (BBA) through a four-year degree program with us. To know more, please read out till the end of this writeup.   

BBA is Worth Considering in 2023

The world is moving fast-paced, yet business remains constant in this ever-changing world. Therefore, those who want to work in the business community in any capacity would only be an ideal fit with well-developed expertise in any of the business disciplines. Therefore, pursuing a bachelor’s in business administration (BBA) is a great idea. Some of the reasons are available below. 

Multidimensional Learning   

Bachelor’s in business administration (BBA) is a full-length degree programme. BBA ensures a robust business foundation as an undergraduate programme. It offers a vast number of courses relating to various sub-fields of business. Therefore, a BBA graduate can choose any of the subfields in business administration as suitable for his or her calibre and area of interest.   

The degree is subdivided into eight semesters comprising four years. Therefore, in the early years, it is ensured to build up a strong foundation for business graduates. Hence, the introductory subjects are taught. For instance, human resources, marketing, management, business mathematics, finance and computers are included in the course curriculum.  

In the later years, course advancement options are available before students choose from distinctive majors. Finance, Marketing, and Human Resources are the popular specialisation areas. These are the elective courses, in addition to the compulsory ones. You can check out the curriculum details here.  

Opportunity to Explore Latest Incomings  

With essential learning to advance skills, everything is covered in the BBA degree. Therefore, students can enter the field after successfully completing a Bachelor of Business Administration (BBA). Therefore, students can learn various practical skills at BBA, at their workplace and from online resources like Google, Microsoft, and Amazon for skill and certification upgrades. BBA makes it all easy and accessible for students.   

Straight Path to Pursue MBA in Future  

Furthermore, an MBA is a prestigious degree. It is demanded across the globe and holds massive benefits in both aspects of learning and earning. Therefore, if a student aims and dreams of doing an MBA, he should initiate a BBA in the preferred specialisation. After completing the BBA, they can register for an MBA as planned.   

Gateway Towards High Corporate Opportunities  

Doing a proper degree from a well-known institution opens various doors to success. Hence, doing BBA will lead to the most anticipated future with numerous high-end opportunities. These opportunities would be available across the financial, corporate, educational, and tech-based organisations.   

Students would be in the capacity to either join the workforce as an employee or start a new business opportunity for others.   

UCP Colleges Offer the Following

Now that you know, a four-year business administration degree can open a world of earning. Also, it offers an untapped potential for opportunities. It would be best if you also learn the benefits of enrolling in UCP Colleges for BBA (Hons.)   

As a constituent college of the University of Central Punjab (UCP), the UCP Colleges has much to offer. That, too, is in the comfort of your city. Yes, you read it right! In addition, the advantages are penned down.   

• Affordable Fee Structures 
• Multiple Scholarships & Concessions  
• Wide Network Across Punjab   
• Chance to Earn a Degree From UCP  
• Experienced & Trained Faculty  
• Well-Equipped Classrooms & Labs  

You can go through the facilities at UCP Colleges here.   

Explore UCP  

University of Central Punjab (UCP) is a proud part of the largest educational network in Pakistan- (Punjab Group). While located in the city of Lahore for more than a couple of decades, working as a beacon of light with quality education and world-class faculty. Moreover, the degrees are duly approved by the Higher Education Commission (HEC).    

Apply For BBA in UCP Colleges

One of the most alluring benefits of enrolling at the UCP Colleges is that you can obtain a world-class education in your city. Hence, you will not need to tolerate the long commute problems and the pain of leaving your family for your future building.   

If you are interested in business and want to join the corporate field as a business consultant or a businessman. BBA is the most suitable and relatable official degree for you. The admissions for 2023 are open at UCP Colleges. Apply through the online portal and take the proper steps in the right way, leading to success.   

Conclusion

BBA is a quad-year degree programme offered at the constituent colleges of the University of Central Punjab (UCP). Students living in other cities of Punjab do not need to commute to Lahore for higher education. UCP colleges are available in various cities across the province, to provide a world-class education in your city. Enrol today and take up the charge of your future now!   

 

The 6th of September has enormous historical significance in Pakistan. On this day, the country comes together to remember the courageous soldiers and people who bravely defended our country during the 1965 Indo-Pak War and made the supreme sacrifice. To successfully address the difficulties of the present and the future, it is essential that we remember the brave acts of the past as we observe Defence Day in 2023. 

Remembering the Heroic Stand of 1965

1965 was a difficult year for Pakistan. It was a time when aggressiveness from across the border threatened the country. Pakistan’s armed forces and its resolute civilians responded to the challenge in the face of hardship. They showed unmatched bravery, tenacity, and cohesion. 

Chawanda Fighting, Operation Grand Slam, and the outstanding defence of Lahore are just a few examples of our military forces’ unwavering spirit in action. Our warriors’ bravery and selflessness during those trying times remain indelible in history. They serve as an example of our nation’s everlasting dedication to its defence. 

Obliged to our National Martyrs of 1965

It would be unjust not to pay our tribute to the martyrs of the 1965 War. Pakistan army sacrificed its most skilful soldiers of the soil in these seventeen days. The martyrs of War of 1965 are as follows.  

• Captain Muhammad Sarwar Shaheed 
• Naik Saif Ali Janjua Shaheed 
• Major Tufail Muhammad Shaheed 
• Major Raza Aziz Bhatti Shaheed 
• Pilot Officer Rashid Minhas Shaheed 
• Major Shabbir Sharif Shaheed 
• Captain Muhammad Sarwar Muhammad Hussain Shaheed 
• Major Muhammad Akram Shaheed 
• Lance Naik Muhammad Mahfuz Shaheed 
• Captain Karnal Sher Khan Shaheed 
• Havildar Lalak Jan Shaheed 

The details of the heroic acts of the soldiers of the Pak Army can be seen here and here.  

From 1965 to 2023: Lessons to Be Learnt

As we celebrate Defence Day in 2023, we must reflect upon the timeless lessons that the heroes of 1965 imparted to us. 

Strongest Unity Displays in Diversity  

People from all walks of life came together during the 1965 war for a shared goal. This solidarity cut over racial, cultural, and linguistic barriers and was crucial to our defence. This solidarity continues to be a ray of hope for a stronger, more united Pakistan even now as we struggle with internal problems.  

Our laymen were on foot towards the borders, chanting for their army and raising slogans to keep their spirits high. Singers presented the national songs for the nation to keep them elated. To date, many are the face of courage in Pakistani society.  

Showcase of Resilience in Adversity 

The inspirational tales of strength from 1965 are astounding. Our capacity to persevere through adversity and move forward in the face of insurmountable challenges demonstrates the human spirit. This resilience is a quality that still stands to be very valuable in our contemporary environment, which has its own unique set of difficulties.   

The Pakistani nation never fails to amaze the world when it comes to the country.   

Maintain Diplomacy and Peace 

Pakistan’s efforts to resolve the conflict through diplomatic means in 1965 demonstrated our commitment to peace. While our armed forces defended our borders, our diplomats were working tirelessly on the international stage. Today, in a world where diplomacy is more critical than ever, this approach should serve as a guiding principle. 

Quick to Adapt Innovation and Upgrades 

 The heroes of 1965 showcased remarkable innovation and adaptability. They made the most of limited resources and devised new strategies to counter the enemy. In the age of technological advancements and ever-evolving threats, the spirit of innovation is crucial for our defence. 

Revive the Valour for Motherland in 2023

Defence Day is not merely a day of remembrance but a call to action. As we honour the sacrifices of the past, let us also look to the future. Here’s how we can revive the valour of September 1965: 

Support Our Armed Forces 

 Our soldiers continue to stand guard, ensuring our safety. It is our duty as citizens to support them, not only through words but also through actions. We must advocate for adequate resources, improved living conditions, and healthcare for our military personnel. 

Promote Unity with Countrymen 

 Let us embrace the diversity within our nation and work towards a more united Pakistan. We should celebrate our differences and build bridges across divides, recognizing that our strength lies in our collective unity. 

Revise Your National and Domestics Priorities  

Update Education  

The heroes of 1965 were brave and well-educated individuals who excelled in their fields. Investing in education is a backing in our nation’s future. We must prioritise education to empower our youth, especially in underserved areas. 

Polish Skills 

The major player in the win of 1965 was the skilled personnel on the battlefield. This is 2023; we pray that no physical wars happen. But we are living in an era of technology and advancements. Therefore, we must win the war against economic, social, and domestic, and psychological enemies and stand tall with our social, technical, and emotional skills.  

Promote Peace  

While preparedness for defence is crucial, we must also advocate for peaceful resolutions to domestic and international conflicts. Pakistan ought to keep leading the charge for world peace. 

Conclusion

Defence Day 2023 is a day of inspiration as well as reflection. This day serves as a reminder of the courage and selflessness displayed by the heroes of 1965 while also igniting that same spirit within us. As we work to create a stronger and more affluent Pakistan for future generations, let’s do it with cooperation, fortitude, diplomacy, and innovation. We can rekindle the courage of September 1965 by working together and tackling the future with unyielding commitment. 

After matriculation, many students are willing to go to the social sciences in their later years of education. They also are not so fond of hard subjects like Biology, Physics, Chemistry, and Maths. Therefore, they look for an ideal option that not only gives them freedom while studying but also a great career option in the future that also carters their creativity and talent. Hence, FA is the most suitable option for such creative students. PGC brings inter admissions in 2023 for such souls.  

Know FA Humanities

In Pakistan, four major lines are offered in classes 11th and 12th. These are known as the faculty of humanities, the faculty of science, computer science, and commerce. This article will focus on FA humanities.  

Those students who have more interest in linguistics, social sciences, and arts should not go for science subjects. Rather, they should understand their creative side and polish their sense of design and style as per their preference.  

They can choose a great career along these lines as they can become the best writers, psychologists, architects, or interior designers as they put their effort into it with natural talent.  

Curriculum and Eligibility

Details The intermediate in humanities FA is the basic stone for all professional degrees in social and design sciences. There is a combination of compulsory and elective subjects. Furthermore, the subjects available in FA Humanities are available here.  

The degree comprises a couple of years with separate exams for each year.  

Future Study Options After FA 

Once the student completes their inter in humanities (FA), various degree options are available for them. So, you are free to choose your career as you like. Some of the available study options are mentioned in the list below.  

Either you want to pursue a career in languages, linguistics, or fields of phycology, gender studies, or anything similar or maybe if you are willing to become a designer in any capacity. FA humanities can be ideal for you. As you can get ample options to choose from after interring in humanities is completed.  

Available fields after FA: 

• Languages and Linguistics 
• Law and Order Studies 
• Phycology, Gender Studies, or Sociology 
• Field of Designing 
• Media Studies 

In addition, you can also peruse the IT courses like digital marketing, content writing, data analysis or graphics designing as per your interest.  

Take the lead with PGC 

Punjab Group of Colleges (PGC) offers a golden chance to enrol in FA humanities to learn the subjects best. PGC has been the toppers’ choice for science subjects, humanities, and commerce. 

For the last 38 years, PGC has generated the best results in the board examination. Not only education and studies, but our scholars do also wonder in sports, debates and other performing arts on various platforms.  

Furthermore, PGC offers many on-campus facilities for all students that enhance their learning abilities and polishes certain skills and elements of personality. Confidence and hard work are the primary elements here.  However, at Punjab Colleges, you will have the following facilities.  

1. Trained Educated Faculty 
2. State-of-the-art Campuses 
3. Equipped and Powered Classrooms 
4. Well-Stocked Libraries 
5. Clubs and Societies 
6. Scholarship Options 
7. Extra-Curricular Activities 
8. Transportation 
9. Robotics Labs 
10. Microsoft Certification  

You can look for all details on our website @pgc.edu 

Online Admissions 2023 

Admissions 2023 for inter-are open at PGC. An online admission portal is available. You can apply online to get yourself enrolled at the Punjab Group of Colleges (PGC).  

Conclusion 

FA Humanities is one of the prominent lines in the intermediate. You can choose it with full confidence after considering its variety of options. Inter admissions are open at PGC. Apply today and a lead for your future.  

Accept the heartiest congratulations on your wonderful matric results. We know that you are looking for the best intermediate institution. Here, we are going to tell you that the Punjab Group of Colleges (PGC) are accepting online intermediate admissions 2023 applications. And big scholarships are available for the high achievers!  All details are available in this article. Also, the admission form link is attached for your direct and easy access. So, stay tuned till the end of this article.  

Welcome to Intermediate 2023

Now that you have passed your glorious school education with wonderful scores in matric exams. It is the best time in the world to move one step ahead! Yes, We at Punjab Group of Colleges (PGC) welcome you to your college life. 

The major disciplines you can join while doing Higher Secondary School Certificate (HSSC) under the BISE are as follows.  

1. FSC. (Pre-Medical) 
2. FSC. (Pre-Engineering) 
3. ICS. 
4. ICOM. 
5. F.A 

These are two-year programmes. They are subsequently subdivided into two separate years. These years are known as class 11th and 12th. Also, as intermediate part I and part II. The board examinations are conducted for each year separately. This is the same thing you have experienced in your matric years.  

PGC offers the best experience of school-to-college transformation. In addition, the best learning experience and other benefits majorly focusing the benefits for students in every possible way. The content below highlights the benefits you will have while you take intermediate admissions 2023.  

PGC Brings the Best on the Table

For the last 38 years, PGC has been enlightening the educational sphere in Pakistan. The PGC is a proud sister institution of a complete network comprising schools, colleges, and universities. Students and their quality education have been our focal point in all these years.  Therefore, we are all still standing tall for our youth. With various offers as follows.  

• Quality Education 
• Merit-Based Scholarships 
• Need-Based Scholarships 
• Incentives for PGC Students 
• Best Learning Experience 

Let’s Celebrate with Scholarships

Keeping the long-lived tradition of scholarship alive, PGC is offering tremendous merit-based options for intermediate admissions in 2023. The details of topper scholarship options are as under. These scholarships are for the top 10 position holders in matric 2023.

Punjab Colleges offer educational scholarships to the top 10 position holders of all Punjab Boards and the federal board upon their admission to any of our Campuses:

Positions	1	2	3	4	5	6	7	8	9-10
Scholarships	10 lacs	05 lacs	03 lacs	02 lacs	01 lac	50 k	50k	50k	50k

Other scholarships are available in the following.  

Efforts, hard work and brilliance, are encouraged in Punjab Colleges. Students that thrive academically are eligible for a special scholarship from us. They are eligible for fee waivers of up to 100%. At the time of admission, students with grades of 75% or higher are entitled to apply for free education. Other options for fee concessions are as follows. 

1. Teachers’ Children Scholarships 
2. Kinship Scholarships 
3. Assistance to Orphan Students 
4. 1122 Employee Benefits 
5. Need-Based Concession 
6. Incentive Policies for High Achievers 
7. Incentive Policies for PGC Students for Further Education 
8. Shuhada’s Children Incentives 
9. Special Circumstantial Scholarships  

To learn complete details, you can visit the scholarship page.  

Other Things Remain the Same

In addition to the scholarships, and high-quality education, PGC offers the rich experience of college life. You can enjoy a well-balanced college life with curricular and co-curricular activities during your intermediate 2023 with us.  We have societies, hobby and cause clubs, and regular healthy activities. Some of them are mentioned below.  

• Literary Society 
• Music Club 
• Drama Club 
• Debating Society 
• Sports Club 
• Blood Donation Society 
• Islamic Society 
• Entrepreneurial Society 

Online Admission Portal 2023

 Now that you have got a detailed overview, it is your time to choose the intermediate discipline from the list and apply through the online admission 2023 form. PGC is the best option for Pakistan’s students to get knowledge and skills.  

Conclusion 

Online Intermediate Admissions 2023 are open at PGC. Massive scholarship options are available. To know more, visit us at pgc.edu.pk, and to get yourself enrolled, apply online.